
When applying for a mortgage, most people must provide paystubs and W-2 forms to verify their income. So what are you supposed to do if you're self-employed or a 1099 contractor? Many falsely believe buying a home is significantly more challenging if you're not a W-2 employee, but this is essentially a myth.
Buying a home when you're self-employed isn't difficult, it just requires a couple of extra steps. Our real estate agents are here to walk our non-traditional earners through the steps of securing a mortgage.

Buying a home is not the same process as five years ago. Saving up for a down payment and maintaining good credit used to be the biggest obstacles for homebuyers. Those challenges still exist, but in today's fast-paced market, you need to have more than just your finances in order. You need to adopt a specific mindset and be willing to put in the work to see success. Our real estate agents support successful homebuyers every day, so we pulled together a list of some of the most common traits our successful clients have in common.

Whether you need additional space or are looking to build wealth, buying a home is a major financial goal for millions of people. When you're ready to start the home shopping process, it's easy to be intimidated. Real estate transactions are complicated, and home purchases are a big decision. This is why it's so important to trust an experienced real estate professional to guide you through the process. To make things a bit easier for first-time buyers, our real estate agents created this quick cheat sheet to help you get started: